No hard credit pull to start.
For non-owner-occupied rental or investment property used for business purposes.
Choose the purpose that matches this property.
Estimates are fine. The requested loan includes the amount needed to pay off the existing first mortgage.
Enter $0 for no retained subordinate debt. Call us if another lien will also be paid off; the final structure needs review.
Your first-mortgage payoff is $0 because this property is free and clear.
Use $0 if there is currently no rental income. A specialist will review the rental-income documentation.
Property types and rental strategies require their own program review.
Use the actual property location and current title holder.
No hard credit pull is required to begin this inquiry.
A refinance specialist will review your scenario and follow up with next steps.
LTV = requested first mortgage ÷ value. CLTV also includes retained subordinate debt. The gross difference is requested loan minus first payoff, before closing costs, other payoffs, reserves, or adjustments. These figures do not establish eligibility or final proceeds.
The total debt entered exceeds the estimated property value. Recheck the amounts or discuss the structure with a specialist.
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