A dedicated NonQM123 refinance desk
About DSCRLoanRefinance.com
DSCRLoanRefinance.com is the dedicated investor-refinance experience of FFC Mortgage Corp. dba NonQM123, Company NMLS #3252, focused on eligible non-owner-occupied rental and investment property.
Dedicated role
A focused site for existing rental property and existing debt.
Our refinance team helps investors explore replacing hard money, construction, bridge, private, or existing rental-property debt.
We start with your existing loan, property, rent, ownership, timing, and refinance goal.
A specialist reviews your scenario and explains the next steps.
Company identity
Operated for FFC Mortgage Corp. dba NonQM123.
- Legal identity
- FFC Mortgage Corp. dba NonQM123
- Company NMLS
- 3252
- Housing statement
- Equal Housing Lender
- Address
- 1 Jenner Suite 260B, Irvine, CA 92618
- Telephone
- 844-REFI-DSCR · (844) 733-4372
- Verification
- NMLS Consumer Access
What the desk does
Clear scenario review before the full application path.
Share your scenario so a specialist can identify the questions and documents needed to continue.
Debt-exit review
Organizes hard money, construction, bridge, private, and existing rental-loan payoffs.
Learn more →Rate-term and cash-out separation
Keeps payoff, requested loan, desired proceeds, LTV, CLTV, and free-and-clear treatment distinct.
Learn more →Property and rent profile
Captures rent, expenses, value, type, status, short-term-rental use, and state.
Learn more →Ownership and timing
Captures entity, seasoning, credit range, maturity, and timeline for a complete preliminary profile.
Learn more →How we work
Know where your refinance stands.
-
01
Start with accurate facts
The investor submits the existing debt, property, rent, value, ownership, state, credit-range, and requested-structure information.
-
02
Identify the real decision points
The desk reviews the file for missing payoff, valuation, title, rent, entity, seasoning, credit, state, or program questions.
-
03
Explain the next appropriate step
The investor receives direction on the application and documentation needed to continue.
-
04
Avoid premature claims
The site does not advertise a guaranteed approval, rate, leverage, proceeds amount, or closing timeline.
Business-purpose boundary
This site is not an owner-occupied mortgage channel.
The DSCR review is for eligible non-owner-occupied rental or investment property used primarily for business, commercial, or investment purposes. Owner-occupied and personal-purpose requests are outside this review.
Licensing, state availability, borrower type, vesting, property, program, investor, and underwriting requirements remain part of every file.
Questions investors ask
DSCR refinance answers.
These answers describe the review process and do not replace current program, lender, legal, or underwriting requirements.
Is DSCRLoanRefinance.com a separate lender?
DSCRLoanRefinance.com is a dedicated refinance website operated for FFC Mortgage Corp. dba NonQM123, Company NMLS #3252.
Does the website sell my lead?
Review our Privacy Policy for how inquiry information is used and shared. Ask the refinance team if you have questions before submitting.
Why is the site refinance-only?
Keeping purchase and refinance workflows separate makes the questions, calculations, content, routing, and follow-up more relevant to investors replacing existing debt or financing a free-and-clear property.
Next useful pages
Keep building the refinance file.
Ready to organize the refinance?
Tell us about your property and current loan. A refinance specialist will review your goals and explain the next steps.